Walker International - Investigations

Fraud, embezzlement, internal theft, negligent hiring, and investment schemes, just to name a few, are issues that continue to plague businesses and organizations. Consider the following:

"The typical U.S. organization loses 6% of its annual revenues to fraud. Applied to the US Gross Domestic Product for 2003, this translates to approximately $660 billion in total losses."

"Small businesses suffer disproportionately large losses due to occupational fraud and abuse."

- Association of Certified Fraud Examiners, Report To The Nation 2004

Studies by the Department of Commerce, American Management Association, and other organizations estimate that employees steal over a billion dollars a week from unknowing employers.

Regardless of how you look at the problem of fraud and theft, both forms pose significant issues with increased costs, potential liability, loss of reputation, trust, are just some.

What are you doing to prevent or control losses? Do you really know who you are hiring? Do you believe that certain losses are the cost of doing business? What preventive measures do you have in place?

Simple questions -- or are they?

Walker International offers you strong investigative and preventive solutions to mitigate your loss.

Services

Areas Affected by Fraud

Types Of Theft

•	Fraud/Theft Investigation
•	Determination
•	Prevention/Controls
•	Theft/Loss Recovery
•	Personnel Screening

•	Accounts Receivable
•	Inventory
•	Purchasing
•	Payroll and Personal
•	Expenses
•	Cash

•	Management Level Fraud Schemes
•	Skimming/Void Refund Schemes
•	Stealing From Employees
•	Theft Of Goods
•	Intellectual Property Theft
•	Bribes And Kickbacks
•	Phony Vendor Schemes

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Insurance Fraud

The insurance industry in the United States consists of more than 5,000 companies with over $1.8 trillion in assets. It is broken down into two segments of equal importance: property/casualty and life/health. The insurance industry is one of the largest and interdependent of the United States industries.

"Insurance fraud has become one of the most prevalent and costly white-collar crimes."

- Federal Bureau of Investigations

According to a published study by the Coalition Against Insurance Fraud (CAIF), fraud is among the most prominent cost components escalating the costs of insurance. The CAIF has estimated the annual loss figures relative to insurance fraud (non health insurance) to be approximately $26 billion.

Clearly insurance fraud is pervasive and costly. Dishonest claimants, agency owners, health care practitioners continue to be a problem for the insurance industry, and for society.

Walker International provides Investigative solutions to mitigate risks, identify abuse, and document the factual evidence necessary to combat insurance fraud.

Claims Fraud Investigation

Provided For

Services

•	Property/Casualty
•	Health
•	Life
•	Workers Compensation

•	Law Firms
•	Self Insured Companies
•	Nationwide Insurance Companies
•	Third Party Administrators
•	Public Agencies
•	Government Agencies
•	Municipalities

•	Consultation
•	Surveillance
•	Photographic/Video Documentation
•	Background Research
•	Sub Rosa
•	AOE/COE Investigations
•	Interviews/Statements
•	Subrogation Investigations

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Workplace Investigations

At Walker International, we offer experience, objectiveness, and impartiality in assisting you with workplace investigations. Contributing to the overall asset protection program and risk mitigation strategies, we can help you avoid mistakes. We provide timely, thorough, and fair investigations.

Areas of Investigation:

What a good Investigation can do:

•	Harassment
•	Discrimination
•	Workplace violence
•	Employee theft

•	Help you figure out what happened
•	Mitigate employee problems
•	Help enforce policy and procedures
•	Encourage reporting
•	Avoid or counter bad publicity
•	Protect your company from lawsuits

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Background Investigations

Walker International has been providing employment related background investigation services for a diverse and rapidly expanding client base. This is foremost a risk mitigation service, designed to protect a company’s employees, assets and reputation, as well as reduce the risk of liability.

Our aim is to become your trusted and valued partner for all your investigation and protective needs. We offer a range of services to meet your business requirements, and we can develop customized programs to meet your organizations needs.

Why complete background investigations?

To reduce your organization’s exposure to negligent hiring liability by ensuring that the people you hire, recommend, or place in area of responsibility are not risks to either the company or other employees.
To help your organization hire the most qualified applicants for a position, building a strong organization.
To help reduce your turnover by eliminating questionable or unreliable applicants.
To improve your organizations overall morale – all employees know that they are working with others that have undergone the same background scrutiny.

Personal Background Investigation provides information useful to determine the general character and trustworthiness of an individual. This investigation will normally ascertain the subject's true identity, residence address, business ownership interests, employer or other income sources. In addition, a thorough search of the subject's civil and criminal background history may be undertaken within the region the subject currently resides or in counties, states or countries of previous residence or travel. The investigation may provide the subject's driving history and personal financial profile including ownership interests such as real property or motor vehicles and liabilities including bankruptcies, civil judgments, notices of default or foreclosure, and state or federal tax liens. A personal background investigation may be fundamental or complex depending upon the subject individual and matters at issue.

Business Background Investigation provides information useful to determine the structure and condition of any business entity, be it a sole proprietorship or multinational corporation. Working with minimal information, Walker International will determine the correct business name, size and type, ownership and key executives, facility locations, holdings and interests, business activities and practices; as well as civil litigation, criminal conviction and regulatory compliance histories. Additionally, a business background investigation can identify assets and liabilities; the background of principal officers and directors; or company suppliers, vendors, employees and customers. These investigations are structured to fulfill specific client due diligence requirements for purposes of investment, merger, acquisition, competitor analysis or litigation.

Pre-employment Background Investigation is specially designed to ascertain the character and trustworthiness of a potential employee at the line or executive level. This is accomplished by verification of the applicant's personal identification, education, employment history, credit rating, criminal history, driving record and civil standing. A pre-employment background investigation may be customized to fulfill specific employer needs, such as those dictated by contractual agreement or company policy. These investigations may be basic or extensive as warranted by the pending position and budgetary considerations. A significant reduction in cost may be realized under agreement with multiple requests.

Together we will develop the scope of investigation needed. You may choose to customize report scopes based on the job title and associated risk levels. We will implement a screening program to meet your specific needs.